How does a family work?

Founding a family costs $250,000 and is possible from rank Capo. The name is 3 to 20 characters. You start with 25 spots. Every 5 extra spots cost $25,000 from the family vault, up to 50 members. Invites and open requests expire after 7 days. You can withdraw an open request yourself before the boss approves it.

Only the boss buys family upgrades, and only with money from the family vault. There are 5 tracks, each up to level 5. Personal perks apply from rank Capo and after 72 hours in the family: protection, extra crime cash, cheaper jail bribes and revenge. The vault limit and the heist pot apply to the whole family right away.

Protection costs per level $150,000 · $350,000 · $750,000 · $1,500,000 · $3,000,000. The murder chance per level, in percentage points: 0 · 3 · 5 · 7 · 9 · 10. Loot drops by 0 · 10 · 15 · 20 · 25 · 30 percent. Hospital time drops by 0 · 5 · 10 · 15 · 20 · 25 percent when a member gets put down. At the top level that is 10 percentage points, 30% and 25%. From level 1 the family gets a heads-up, from level 2 you see enemies, from level 4 revenge applies. At the top level a murder on a member costs an extra $100,000 in street cash.

Revenge lasts 24 hours after that player attacked a member: +5% win chance, +4% on a murder, and you may attack them up to 3 ranks apart. For murders, rank difference never matters, so revenge changes nothing there.

Crime cash: +2% per level, up to +10%. Costs: $40,000 · $90,000 · $180,000 · $360,000 · $700,000. Heist payout: +5% per level, up to +20%. Costs: $60,000 · $140,000 · $280,000 · $560,000 · $1,000,000. Family vault: withdrawals start at $5,000 and rise $5,000 per level, up to $30,000. Costs: $25,000 · $50,000 · $100,000 · $200,000 · $400,000. Jail bribes: −6% per level, up to −30%. Costs: $35,000 · $80,000 · $160,000 · $320,000 · $640,000. In the hospital you always pay full price.

Upkeep is 2% of what the tracks cost, every 7 days, from the family vault. If the vault can't pay, the effects drop a step. More than 35 members: protection minus one. From 50 members: minus two. In the weekly top three, 80% of the protection effect remains. For the first 30 minutes after your own attack or murder, your protection is halved.

You deposit at least $100 into the family vault. Only the boss withdraws. Withdrawals have a 40-second cooldown. The game confirms a deposit right away. The heist needs 72 energy, 4 per click and at most 24 per member. It pays out when the goal is full, or after 30 minutes with whatever is in it (at least 24). Then comes a 20-minute cooldown. The rate per energy is the crime rate at the participants' average rank.